SPAKCCU

  • Accra. Caprice, Adjacent the St Pauls Kpehe Catholic Church
  • info@spakccu.com
  • 054-449-9195
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Shares account

OUR SERVICES

About Shares Account

Where Your Membership and Your Money Start Growing

At SPaKCCU, opening a Shares Account is more than just opening a savings account, it’s your ticket to membership, ownership, and a future full of possibilities.

As a member-owned financial cooperative, your initial deposit into a Shares Account gives you part ownership in the credit union and access to our full range of financial products and services.

Why You’ll Love It:

  • You’re Not Just a Customer You’re an Owner
    Your first deposit makes you a member-owner, giving you a voice and a stake in everything we do.
  • Watch Your Savings Grow
    Earn competitive dividends just by keeping money in your account. The more you save, the more you earn!
  • Safe, Sound, and Secure
    Your funds are fully secured as we are on Deposit Guarantee Scheme (DGS), which protects. That’s peace of mind you can bank on.
  • No Monthly Fees
    Keep more of what you save. No strings. No surprises.
OUR SERVICES

Features of Shares Account

  • Applicants for membership in St. Paul-Kpehe Co-operative Credit Union are expected to subscribe to the minimum shares capital of GHC 300.00 to qualify them as members.

  • Acquisition of the minimum shares qualifies one as Member and part owner at the same time. This must be attained before on can transact any business such as Savings, loan, or participate in the election process.

  • The minimum shares can only be withdrawn on resignation and after giving notice in writing of member's intention to withdraw in line with provisions in the bye laws.

  • Dividend on shares is paid on a member's Shares balance. This is reviewed annually at the Annual General Meetings: based on the Credit Union's performance for the year.